NARLO is committed to the highest standardsCritical Reports & Consumer Alerts!
Free Reports to Help You Learn About Your Mortgage
Free Reports to Help You Learn About Your Mortgage
Dear Neighbor,
My name is Frederic A Din. I would like to welcome and thank you for taking the time to visit my Critical Reports & Consumer Alerts page.
All reports are offered FREE without obligation! Access them by clicking on the "read more" link after each report description, you will be prompted to enter your first name and an email address in order to read the full report.
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Over 2.1 Million Homeowners In Danger of Foreclosure in 2007!
If you have a BAD Mortgage, you need to contact me as soon as possible so I can find the right solution for you. What is a BAD Mortgage? A BAD mortgage is any home loan that you do not understand, was not what you expected, it may be an ARM (adjustable rate mortgage), a PayOption ARM (those with 1% or 2% rates), or you may have Two loans known as a Piggyback, Combo, or 80/20 loan. Contact me today!
Isn't it about time you became Empowered, Educated, and Protected from unscrupulous mortgage brokers, loan officers, and real estate agents? The following Critical Reports have been created to help you understand how to protect your home. These reports are provided FREE, but I ask that you tell others about this website and pass the reports onto your friends, family members, and co-workers to let them know about the dangers taking place in the real estate industry today. Thank you.
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- Consumer Alert #1 - Bad Mortgage?
Piggyback or 80/20 Loan - Learn to avoid default!
This report discusses "Piggyback Mortgages" or those 80/20 LOans. These loan types become extremely popular in the past serveral years and fall into the category of a BAD Mortgage if you didn't understand what you were getting into. If you happen to have a Piggyback or 80/20 LOan, I urge you to contact me immediately for assistance. You can read the report here...read more… - Consumer Alert #2 - Bad Mortgage?
Are Pay-Option-ARMs a Bad Mortgage? - Consumer Alert #3 - Bad Mortgage?
Are You Stuck with an Adjustable Rate Mortgage (ARM)? - Consumer Alert #4 - The Truth about Tax Deductibility
Learn How Homeowners Have Been Fooled Into Keeping Their Mortgage For Life - Consumer Alert #5 - Shopping Around?:
Here's The Inside Scoop On How To Do It Right!
This report is an Alert regarding "Pay-Option-ARMs". These loans peppered the US Mail and answering machines of the American public advertising 30 Year Fixed 1% Mortgages. Unfortunately, many uninformed homebuyers and homeowners bought into the temptation of such a low mortgage payment. If you happen to have one of these loans, you must contact me today...read more…
This report is an Alert regarding "Adjustable Rate Mortgages". These loans have been around for a long time and can be classified as a type of exotic mortgage. Due to the shortened life span of many mortgages recently, these types have been extremeley popular in recent years due to their low initial payments. If you have an Adjustable Rate Mortgage I ask that you contact me to discuss your future adjustments today...read more…
This report addresses the "Tax Deductibility Scam". What you are about to read in this report will shock you and may even make you angry. This fallacy ends up costing millions of homeowners thousands of dollars in extra interest payments. Get the facts, read this report today ...read more…
This report addresses the topic of "Shopping Around For A Mortgage". Do you know the FOUR simple questions to ask of any lender or loan officer? Do you know that Shopping Around for a mortgage is NOT just about interest rates? Get the facts about rate shopping, read this report today ...read more…
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Buying your first home or refinancing your mortgage can seem intimidating, especially when faced with so many different loan types. Don't worry, expert help is only a keystroke or phone call away. Here is a quick review of various mortgage options and some helpful hints as to when each loan is appropriate to use.
| Program | Description | Appropriate for those who: |
|---|---|---|
| Fixed rate mortgage, 30,20,15,10 years | Interest rate & monthly payment remain the same for the term of the loan | |
| Adjustable rate mortgage, 10,7,5,3 & 1 year fixed terms | Interest rate & monthly payment remain the same for the fixed term of the loan, then adjusts based upon a "margin and index" | |
| Balloon mortgage, 5/25 or 7/23 terms | Interest rate & monthly payment remain the same for initial fixed term. At the end of the term, loan becomes due in full or borrower can refinance into new loan at current market rates | |
| Exotic mortgages, Pay-Option ARM, Piggyback Mortgage, Interest Only | Interest rate & monthly payments are artifically lower by design, temporary cash-flow creation, wealth building strategy for astute borrowers | |
| 2nd mortgages, Home equity loan, Equity line of credit, Second home loan | Provides additional financing to tap into available home equity or used to avoid paying Private Mortgage Insurance (PMI). May be useful as part of a mortgage elimination plan, improve cash flow and for debt consolidation. |
